Bare Ownership Apartment – Biarritz Saint-Charles
Ideally located in one of the most sought-after neighborhoods of Biarritz, just 500 meters from the Saint-Charles shops and 800 meters from the beaches, this apartment offers a bright and peaceful living environment within a well-maintained and secure residence featuring a caretaker and landscaped gardens.
Located on the 7th floor of an 8-story building dating from the 1970s, served by an elevator, it enjoys panoramic views over the rooftops of Biarritz and a glimpse of the ocean, reflecting its premium residential setting.
General Presentation
The apartment has a surface area of 72.55 m² (Carrez law) and has undergone a complete and elegant renovation with a contemporary touch.
Its South and West orientation ensures exceptional natural light throughout the day, enhanced by large bay windows opening onto two beautiful terraces.
Interior Layout
The entrance hall, equipped with a large built-in closet, leads to the main living spaces:
Living room (30 m²): spacious and inviting, facing South/South-West, opening onto a main terrace offering unobstructed views over the city and a distant ocean view. Parquet flooring, large windows, and a warm, airy ambiance.
Fully equipped kitchen: compact and functional, facing West with open views over the rooftops and the ocean.
Separate guest toilet.
The night area, separate from the living space, includes:
A first bedroom, currently used as an office, West-facing and enjoying an ocean view.
A small shower room opposite this first bedroom.
A second, larger bedroom, opening onto a private West-facing terrace with ocean view.
A second shower room with toilet and built-in storage.
Additional Features and Amenities
The apartment also includes:
A covered parking space in the basement,
A cellar (4.21 m²),
Intercom and video entry system,
Collective heating (depending on condominium setup),
Common areas in excellent condition within a high-quality, well-managed residence with caretaker.
General Condition
The property is in excellent condition, with no work required.
The renovations combine high-quality materials, comfort, and refined simplicity, creating a bright and serene atmosphere.
Investment Analysis – Bare Ownership
This sale is structured as a division of ownership: only the bare ownership is sold, while the usufruct is retained by the current owner, aged 80.
This arrangement allows investors to acquire real estate at a reduced price, without rental taxation or property management obligations during the usufruct period.
The buyer acquires the bare ownership at a discounted value, calculated according to the official fiscal scale based on the usufructuary’s age.
Throughout the usufruct period, the investor bears no charges, property taxes, or maintenance costs.
Upon the death or renunciation of the usufructuary, full ownership automatically reverts to the buyer, free of occupancy, with a significant capital gain due to the reconstitution of full ownership and the scarcity of this property type in Biarritz.
This type of investment is ideal for long-term wealth-oriented investors seeking secure capital appreciation without rental management constraints, and wishing to diversify their portfolio with a highly liquid coastal asset in a prime residential area.
Summary
Location: Saint-Charles district, Biarritz
Type: 2-bedroom apartment (T3) – 7th floor with elevator
Surface area: 72.55 m² (Carrez law)
Terraces: 2, with open views and ocean glimpses
Orientation: South and West
Annexes: Covered parking and cellar
Condition: Excellent, fully renovated
Residence: Secure condominium with caretaker
Sale: Bare ownership – usufruct retained by 80-year-old owner
These results are for a repayment mortgage and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage.
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